Tuesday, December 14, 2010

Winterize your home

Find tips to keep the temperature up and the heating bills down. Among the tips are four steps to keep the H.E.A.T. inside this winter: home sealing, by sealing air leaks and adding insulation, paying special attention to your attic and basement, where the biggest gaps and cracks are often found; equipment maintenance, by cleaning or replacing your system's air filter and getting a checkup to insure maximum efficiency; asking for Energy Star (hey, it's their site) when replacing light fixtures, heating equipment, windows and more; and, thermostat use. By installing & using a programmable thermostat, you'll save energy all day, whether you're there or not.

What is an FHA inspection all about?

Is an FHA loan right for you? In a competitive market, finding a home is not the only problem buyers face. Those who plan to finance the purchase with an FHA-insured mortgage should remember that the property's condition must meet FHA (Federal Housing Administration) requirements as outlined in the FHA Handbook 4150.2. An FHA-certified appraiser must conduct a thorough inspection of the property when determining its value and report the findings to the lender in the FHA Uniform Residential Appraisal Report.
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If you are considering purchasing a home with a FHA loan, here's what you should know about the inspection process:

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What makes GREEN... green?

So you go to buy organic produce and it's clear as to what is and isn't certified organic, right? With all the new GREEN home things to buy, install, upgrade to, and brag about... how does one know the difference between inflated claims, overhyped language and the real deal in terms of energy efficiency, healthy indoor air quality and truly green materials?

For green homes there are now a number of labeling systems that are starting to catch on in the marketplace, and which will hopefully spur acceptance, demand and innovation.